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Todd Wardle's...

Service For Life! ® Insider Tips for Healthy, Wealthy and Happy Living

Inside This Issue... Secrets For Great Sleep... 4 Documents Every Adult Needs To Have... Fun Facts and Laughs:   Cool Vacation Rentals,      Unusual Ice Cream Flavors, And More... Trivia Challenge: Win Free Movie Tickets For Two Real Estate Q&A:   What Questions Should I Ask      At An Open House?

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Todd Wardle  Phone: (208) 322-8638 Email: Todd@FindIdahoHomes.com  www.FindIdahoHomes.com

Dear Friend... Do you get the recommended 7 to 9 hours of sleep every night?   If not, you'll want to learn these new ideas on how to get more sleep in today's Service For Life! ® Free consumer newsletter. You'll also learn the four documents every adult should have now, plus funny jokes, a trivia challenge, and lots more. To health, success and laughter in your life! Todd Wardle Todd Wardle, REALTOR®   PS.  If you're buying a home in the next 6 months, you should get a copy of my special consumer awareness report called "49 Essential Tips Every Home Buyer Should Know". This Free report will save you time, money, and frustrations when finding, buying, and financing your next home. Simply email me at: Todd@FindIdahoHomes.com, or call me at: (208) 322-8638

Today's Brain Teaser . . . You can eat plenty of this food because it's a source of negative calories (it provides fewer calories than it takes to eat it). What is it?   (answer below)

Secrets For Great Sleep . . . Do you get eight hours of sleep a night? Probably not. Lack of sleep affects your heath, ability to perform your job, attitude and safety (slow response time causes car accidents). A glass of warm milk may help, but here are some other ideas you may not have thought of: Turn off the gadgets. Light-emitting TVs, smart phones and computers can suppress sleep-inducing melatonin. Don't take your iPad to bed! Buy a new mattress and the right pillow. If you've had your mattress more than 7 years, it's no longer giving you the support you need. Eat a healthy diet that includes cherries (they contain melatonin); bananas (potassium and magnesium) and oatmeal (it raises blood sugar naturally). Avoid smoked meats, chocolate (caffeine!), energy drinks (no Red Bull), spicy foods (heartburn) and alcohol (it dehydrates you). Try natural sleep remedies such as 30-120mg of wild lettuce or hops, or 200 mg of valerian. Exercise during the day. Commit to 30 minutes of moderate cardio activity five days a week, but don't do it within two hours of bedtime. At least 10-15 minutes before bedtime, try practicing such techniques as yoga, meditation, visualization and mindfulness. Be aware of these sleep myths: You can make up for lost sleep on weekends. Doing that only upsets your biological clock and prevents deep sleep. Older people need less sleep. They often get less sleep due to more physical ailments. They need naps to make up for sleep loss at night. The main cause of insomnia is worry. Worrying can keep you awake (set aside time after dinner to make a "to do" list, plan your next day and try to release yourself from your worries), but persistent insomnia may be caused by medications, depression, or a sleep disorder. If you can't sleep, talk to your doctor or get more information at a site such as www.sleepeducation.com.

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Feeling Scrunched In Your Current Home? Maybe you just had a child and you need more space. Or have that nagging claustrophobic feeling. Or maybe you just need a positive change in your environment. Either way, I can help. My service programs can help you find the perfect home. It's easier than you think. Just send me an email by clicking here, or call me at: (208) 322-8638. My promise: there's never any pressure or hassle – I'm here to help!

4 Documents Every Adult Needs To Have . . . Estate planning is probably not how you want to spend your weekend. But it's one of those things you need to do before it's too late. AARP says every adult should have these four documents: A will. This legal document lets you, rather than the state, decide how your estate will be distributed. Having one helps your heirs avoid hassles and costs and will give you peace of mind. A durable power of attorney. This document lets you delegate power to handle your financial affairs if you become disabled or incapacitated. Advance directives. This is a term for health care directives, living wills, and health care powers of attorney that allow you to state your preferences for health care if you become physically or mentally unable to make decisions. Do this so your family doesn't have to agonize over decisions. Letter of instructions. This informal document outlines special requests you want carried out. It's a good way to clarify your intentions. You can prepare these documents yourself, but you're better off having an attorney do it. An attorney can advise you on regulation changes and discuss other documents, such as trusts, you may want to have. A key point: Tell your loved ones you've done these documents and where they can find them.

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Thank You! Thank You! Thank You! Thank You! Thank You! Thanks to all of my clients and friends who support my practice and graciously referred me to your friends and neighbors! Rather than pester people with unwanted calls and visits, I build my business based on the positive comments and referrals from people just like you. I couldn't do it without you!

Fun Facts and Laughs . . . Cool Vacation Rentals . . . Looking for a unique place to stay, from a castle to a B&B by the sea? Check out www.airbnb.com.  If you need a location for your next company retreat, you can even rent a mountain village in Switzerland (only $60,000 a night). Try These Unusual Ice Cream Flavors This Summer . . . Baskin-Robbins French Toast Cold Stone Strawberry Basil MaggieMoo's Buttered Popcorn Denny's Maple Bacon Sundae Baskin-Robbins Creole Cream Cheese MaggieMoo's Caramel Apple Have A Laugh With Lily Tomlin . . . Reality is the leading cause of stress among those in touch with it. The trouble with the rat race is that even if you win, you're still a rat. I always wanted to be somebody, but now I realize I should have been more specific.

Here's A Free Resource For Investors! Now You Can Get A Customized List of Local Short Sale or Foreclosure Properties That Match Your Investment Criteria At www.FindidahoHomes.com or give me a call and I can have them emailed to you (208) 322-8638

Trivia Challenge for the Month... "Who Else Wants To Win Movie Tickets For Two?" Who appeared on the first cover of "Rolling Stone" magazine? a) Janis Joplin   b) Jim Morrison    c) John Lennon   d) Bob Dylan The answer is c) John Lennon. The cover date was Nov. 9, 1967. So, let's move on to this month's trivia question. What is the world's largest desert? a. Gobi b. Sahara c. Arabian d. Antarctic EMAIL ME AT: Todd@FindIdahoHomes.com OR Call Me At (208) 322-8638 And You Could Be One Of My Next Winners!

Brain Teaser Answer: Celery! – It contains 6 calories per 8-inch stalk, but our bodies use more energy trying to extract those calories because they come in the form of cellulose.

Thanks For Thinking of Me! Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals...and spreading the word about my services.

Real Estate Q & A . . . Q.  What questions should I ask at an Open House? A.  While an Open House gives you a chance to see a house (and its neighborhood) for yourself, it's also an opportunity to ask questions that will affect your decision to make an offer. Here are some relevant questions that you can ask (or have your agent ask for you). How long has the home been on the market? If it isn't selling, there are probably good reasons why. Why are the homeowners selling? The answer (moving out-of-state, they bought another house etc.) can help you determine how motivated the owners are to sell. Do you have any current offers? You need to know if other buyers are competing for the property. Has the house been in escrow? If it didn't sell, was it an appraisal or inspection issue? Are there any special costs of ownership (condo fees, etc.)? If there's a Homeowners' Association, ask for the phone number of someone from the Association so you can find out about covenants, fees, and assessments. How much is the annual tax assessment? What other houses in the neighborhood are for sale, and what have other houses sold for in the past 90 days? If you have any questions, or need capable and trustworthy representation, please email me at Todd@FindIdahoHomes.com.

THANK YOU... for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them...

You received this email because you requested it, are on the mailing list as {EMAIL_ADDRESS}, or a friend forwarded it to you. Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical and other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.

Copyright (c) 2011 by Todd Wardle